TERM LIFE INSURANCE

Term Life insurance provides death protection for a stated time period or term. This can be at a guaranteed rate or, in some cases, a guaranteed rate for a period of time and then a projected rate.  Term periods can be for 1, 5, 10, 15, 20 and even 30 years.

Who Should Consider Term Life Insurance?
A term insurance policy may be a good fit for your needs or circumstances at a particular stage in your life, or it can serve as a stepping stone to a permanent insurance policy. You may want to consider term insurance when:

  • Your need for insurance is for a specified time period, such as when you have dependent children or a home mortgage you would want the proceeds to pay off.
  • You want to supplement cash value coverage by attaching term riders to your policy.
  • You want a low-cost flexible product that can change as your needs change and grow.   
  • You need to cover a larger defined interim risk.

Benefits of Term Life Insurance

  • Initial Affordability - Can be purchased in large amounts for a relatively small initial premium.
  • Meets Short Term Goals - Well suited for short-range goals such as life insurance coverage to pay off a loan, or providing extra life insurance protection during the child-raising years

For most people, term insurance is an appropriate choice for the least cost.

Contact us to obtain term quotes from multiple quality life insurance carriers, quickly, and at no charge to you.
   

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Access to securities and insurance products provided by Northwest Financial Group, a registered investment advisor and registered broker/dealer, member FINRA/SIPC. Northwest Financial Group is a subsidiary of Northwest Financial LLC, a wholly owned subsidiary of Northwest Federal Credit Union. Securities and insurance products are offered through LPL Financial and its affiliates, member FINRA/SIPC. LPL Financial has contracted Northwest Financial Group to refer securities and insurance business to LPL Financial. Northwest Financial LLC and Northwest Federal Credit Union are not registered broker/dealers and are not affiliated with LPL Financial.

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