By R. Todd Holden, Wealth Advisor   

Numerous articles on Social Security appear monthly. They seem to have either a “perfect age to claim benefits” strategy or some sort of political ideology. I will try to provide some basic framework for you to consider and/or share with your family and friends.

There is No Perfect Age to Claim Benefits

March 11, 2026  Joint airstrikes against Iran targeting high-value military installations to hinder Iran’s nuclear development efforts and degrade its military capabilities while removing the Iranian regime from power are ongoing. The death of Iran’s Supreme Leader, Ayatollah Ali Khamenei, marked a significant escalation in the conflict. Iran retaliated by launching a broad series of missile attacks directed at Israel and multiple Gulf states, including Qatar, the United Arab Emirates, Bahrain and Saudi Arabia.

Roth IRAs have been around since 1998, so you’ve surely heard about them. But you may not know whether or not a Roth IRA is a smart option for you. There are several reasons to consider a Roth IRA as a tax-advantaged vehicle for your retirement savings. Here are a few.

Unlike a traditional IRA, there is no tax deduction for Roth IRA contributions, but withdrawals of earnings are tax-free.