By R. Todd Holden | Wealth Advisor

For many clients, their philosophy on providing gifts to family members evolves over the course of their retirement. Early retirees tend to have the philosophy of “This money is for us, and the kids get what they get when we’re gone.”  This seems to change between years 5 and 10 of retirement. I often hear, “There is no way we are going to spend all of this money, so we might as well see the family enjoy some of it when we’re still here.”

By B. Steven Bass | Financial Advisor

Are you considering retiring from federal service? There’s a lot to think about. Here are six important things you need to know before you take the plunge into retirement life.